Serious medical problems, loss of a job, divorce or simply bad financial decisions are just a few reasons why you may find yourself in need of a fresh start. Bankruptcy laws are here for that reason.
During our first meeting I will review your situation and determine your eligibility to file a Chapter 7 bankruptcy by applying the required “means” test. Once eligibility is determined my office will complete and file the appropriate documents and guide you through the process until you receive your discharge from the Court.
For those of you seeking to negotiate past-due debts in lieu of bankruptcy, our office is able to negotiate with your creditors to reduce or mitigate your outstanding debt.